Effective Date: 01/01/2025

Welcome to Kirk Agency (“we,” “our,” or “us”). By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

1. Acceptance of Terms

By using our website and services, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms and Conditions.

2. Services Offered

Kirk Agency provides insurance. We reserve the right to modify or discontinue our services at any time without notice.

3. User Accounts

To access certain features of our services, you may need to create an account. You agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain the security of your password and account.
• Notify us immediately of any unauthorized use of your account.
• Take responsibility for all activities that occur under your account.

4. Use of Services

You agree to use our services only for lawful purposes and in accordance with these Terms and Conditions. You will not:

• Use our services in any manner that violates any applicable federal, state, or local law or regulation.
• Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the services.
• Impersonate or attempt to impersonate Kirk Agency, a company employee, or any other person or entity.

5. Intellectual Property

All content, features, and functionality on our website, including but not limited to text, graphics, logos, and software, are the exclusive property of Kirk Agency or our licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

6. Third-Party Links

Our website may contain links to third-party websites. We do not control and are not responsible for the content or practices of these sites. We encourage you to review the terms and conditions and privacy policies of any third-party sites you visit.

7. Limitation of Liability

To the fullest extent permitted by law, Kirk Agency shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our services. This includes, but is not limited to, damages for loss of profits, goodwill, or data.

8. Indemnification

You agree to indemnify and hold harmless Kirk Agency, its affiliates, and their respective officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorney’s fees) arising out of your use of our services or violation of these Terms and Conditions.

9. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services following the posting of revised terms constitutes your acceptance of the changes.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

​11. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Kirk Agency
PO Box 487, Spearman TX 79081

mailbox@kirkagency.com
806-589-0189

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Thank you for choosing Kirk Agency!