What is farm and ranch insurance?
Running a ranch requires substantial investment, and this investment could be lost to theft, vandalism, fire, hail and other risks. Farms and ranches should be protected against risks like these whenever possible. One way that Texas ranchers can protect against many risks is by purchasing farm and ranch insurance.
Farm and ranch insurance delivers customized coverage for farmers, ranchers and other agricultural businesses. Policies may include protection for farm equipment, livestock, buildings, liability risks and more.
What Texas businesses need farm and ranch policies?
The majority of Texas ranchers and farmers should consider this insurance. Farm and ranch policies cater to a broad spectrum of agricultural operations. The following are some examples of agricultural businesses that could likely benefit from a policy’s coverages:
- Beef cattle, equestrian and specialty ranchers
- Traditional, urban and organic farmers
- Hobbyist ranchers and homesteaders
While farm and ranch policies are typically broadly available for these businesses, farmers and ranchers should look for a policy that’s specifically tailored to their particular operation. An insurance agent with expertise in these policies can help determine the most suitable policy for your operations.